body 
{  margin-top: 0px; height: 0px}

.bodytxt {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #000000; text-align: justify; margin-left: 5px; background-color: transparent; margin-right: 5px}

.title {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #164358; font-weight: bold; background-color: #FFFFFF; text-align: left; margin-left: 3px}

a:link,a:active,a:visited {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #246C8E; text-decoration: underline; font-weight: bold; background-color: transparent}

a:hover {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; font-weight: bold; color: #996600; text-decoration: underline; background-color: #FFFFFF}

.copy { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #000000; background-color: transparent}
ul {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	background-color: #FFFFFF;
	text-align: left;
}